:root{--navy:#0b2c61;--blue:#097ac5;--green:#54bd23;--ink:#12304e;--muted:#53697c;--edge:#dce7ed;--soft:#f2fbf7;--pale:#edf7ff;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;background:white}a{color:#075b99;text-underline-offset:3px}a:hover{color:#0a8273}.wrap{max-width:1210px;margin:auto;padding:0 24px}.announcement{background:#08356c;color:white;text-align:center;padding:8px 14px;font-size:13px;font-weight:650}.topbar{background:white;position:relative;border-bottom:1px solid var(--edge);z-index:5}.topbar-inner{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy);font-size:20px;font-weight:900;letter-spacing:-.7px}.brand img{width:240px;max-height:72px;object-fit:contain;object-position:left center}.brand-mini{font-weight:900;font-size:19px}.brand-mini span{color:var(--green)}.navigation{display:flex;flex-wrap:wrap;gap:19px;align-items:center;font-size:14px;font-weight:650}.navigation a{text-decoration:none;color:var(--navy)}.navigation a:hover{text-decoration:underline}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:white!important;padding:12px 21px;border-radius:13px;text-decoration:none;font-weight:800;box-shadow:0 8px 22px #0b2c6115}.btn.green{background:#36a91f}.locale-switch{max-width:140px;min-width:96px;padding:9px 5px;border-radius:9px;border:1px solid var(--edge);background:#fff;color:var(--navy)}.hero{background:radial-gradient(circle at 5% 5%,#dffff1 0,transparent 40%),linear-gradient(118deg,#f5fcff,#ffffff 67%,#edfff5);padding:62px 0 78px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1.07fr) minmax(0,.93fr);gap:47px;align-items:start}.eyebrow{font-weight:900;font-size:12px;letter-spacing:1.6px;color:#078f7c;text-transform:uppercase;display:inline-block;background:#d9f9ee;padding:8px 13px;border-radius:25px}.hero h1{font-size:clamp(38px,4.1vw,66px);line-height:1.1;letter-spacing:-2.5px;color:var(--navy);margin:23px 0}.hero h1 .accent{color:#369f36}.lead{font-size:19px;color:#395166;line-height:1.65;max-width:635px;margin:0 0 26px}.highlights{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}.highlight{background:white;border:1px solid #dcf1e6;border-radius:100px;font-size:12px;font-weight:800;color:#327258;padding:8px 12px}.hero-cta{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.trust-mini{background:#fff;border:1px solid #dbedee;border-left:5px solid var(--green);border-radius:14px;padding:14px 18px;margin-top:35px;max-width:600px;font-size:14px;color:#335169}.trust-mini a{font-weight:800}.quote-card{border:1px solid #d6e6e9;border-radius:27px;background:#fff;box-shadow:0 26px 75px #16366118;padding:27px;min-height:350px}.quote-card h2{font-size:26px;line-height:1.2;margin:3px 0 10px;color:var(--navy)}.quote-card p{color:#536a7a;font-size:14px;line-height:1.55;margin-top:8px}.quote-widget{min-height:140px;width:100%;margin-top:16px}.stripe{padding:22px 0;background:var(--navy);color:white}.stripe .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:14px;font-weight:650}.section{padding:74px 0}.section h1{font-size:clamp(30px,3.4vw,47px);line-height:1.18;color:var(--navy);letter-spacing:-1px}.section h2{font-size:clamp(28px,3.2vw,44px);line-height:1.16;letter-spacing:-1px;color:var(--navy);margin:0 0 16px}.overline{font-size:12px;color:#078f7c;text-transform:uppercase;font-weight:900;letter-spacing:1.5px;margin-bottom:14px}.section-intro{max-width:760px;font-size:17px;color:#456174;margin-bottom:30px}.services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.service-card{background:white;border:1px solid #dbe7ee;padding:27px;border-radius:25px;box-shadow:0 5px 28px #1636610a;display:flex;flex-direction:column;gap:14px}.service-card.featured{border:2px solid #4dbb7e;background:linear-gradient(180deg,#f0fff7,#fff 45%)}.service-icon{width:55px;height:55px;border-radius:17px;display:grid;place-items:center;font-size:26px;background:#e6f1fe}.featured .service-icon{background:#d8f8e6}.service-card h3{font-size:21px;line-height:1.3;color:var(--navy);margin:2px 0 0}.service-card p{color:#526879;margin:0;flex:1}.service-card a{font-weight:800;text-decoration:none}.why{background:#0c2f61;color:white}.why h2,.why .overline{color:white}.why .section-intro{color:#dce9f2}.benefits{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.benefit{background:#ffffff13;border:1px solid #ffffff2d;border-radius:17px;padding:23px;color:#e6f5fc}.benefit strong{display:block;color:#fff;font-size:18px;margin-bottom:5px}.categories{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.category{background:linear-gradient(140deg,#f3fbff,#f0fff4);border:1px solid var(--edge);border-radius:22px;padding:26px;min-height:175px;text-decoration:none;color:var(--navy);display:flex;flex-direction:column;justify-content:space-between}.category strong{font-size:21px;line-height:1.2}.category span{color:#007e6e;font-weight:800}.family{background:#e8f8ef;border-top:1px solid #d2eddf;border-bottom:1px solid #d2eddf}.family-grid{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.family-logo{background:#fff;border-radius:22px;padding:23px;box-shadow:0 10px 45px #0a3e4314}.family-logo img{display:block;width:100%;max-width:400px}.family a{font-weight:800}.faq{border-top:1px solid #e3ecef}.faq details{margin:9px 0;border:1px solid var(--edge);padding:16px 20px;border-radius:14px;background:#fafdfd}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.cta-band{background:#dff9e8;text-align:center;padding:50px 0}.cta-band p{max-width:630px;margin:10px auto 22px}.footer{background:#0c2347;color:#d6e6f2;padding:44px 0 30px}.footer a{color:#e8f8ff}.footer-row{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}.footer small{font-size:12px}.foot-langs{max-height:140px;overflow:auto;line-height:2.4}.foot-langs a{display:inline-block;margin-right:12px;font-size:12px}.breadcrumb{font-size:13px;color:#70808e;padding:26px 0}.breadcrumb a{color:#45798e}.article-layout{display:grid;grid-template-columns:minmax(0,790px) minmax(240px,330px);gap:46px;padding:18px 24px 82px}.article h1{font-size:clamp(31px,3.7vw,49px);line-height:1.15;color:var(--navy);letter-spacing:-1.4px;margin:0 0 20px}.article h2{font-size:26px;line-height:1.3;color:var(--navy);margin-top:36px}.article h3{color:var(--navy)}.article p,.article li{font-size:16px;line-height:1.85}.article p{margin:0 0 20px}.article ul{padding-left:25px}.article-summary{background:#eff9f6;border-left:4px solid #56bc8b;padding:22px;border-radius:10px;color:#325d5d;margin:20px 0 32px}.sidebar-card{background:white;border:1px solid #dce8ee;border-radius:22px;padding:23px;position:sticky;top:20px;box-shadow:0 14px 30px #2345630c}.sidebar-card h2{font-size:21px;margin:0 0 8px;color:var(--navy)}.sidebar-card p{font-size:14px;line-height:1.6;color:var(--muted)}.sidebar-card a{display:block;font-size:14px;margin-top:13px;font-weight:800}.link-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.entry{border:1px solid var(--edge);border-radius:14px;text-decoration:none;padding:16px 18px;color:var(--navy);font-weight:800;line-height:1.4}.entry small{display:block;color:#608290;font-weight:500;margin-top:7px;font-size:12px}.entry:hover{border-color:#59bd89;background:#f2fdf6}.pager{padding:30px 0;border-top:1px solid var(--edge);display:flex;gap:18px;flex-wrap:wrap}.pager a{font-weight:750}.muted{color:var(--muted)}.index-note{background:#fff8ec;border:1px solid #ffdfa9;border-radius:11px;padding:13px;color:#59421e}.section.compact{padding:46px 0}.mobile-nav{display:none}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr}.services,.categories,.benefits{grid-template-columns:1fr 1fr}.family-grid{grid-template-columns:1fr}.brand img{width:180px}.navigation{gap:10px}.navigation a{font-size:12px}.article-layout{grid-template-columns:1fr}.sidebar-card{position:static}}
@media(max-width:650px){.wrap{padding:0 17px}.topbar-inner{min-height:72px}.navigation{display:none}.mobile-nav{display:flex;align-items:center;gap:8px}.brand img{width:170px}.hero{padding:42px 0 52px}.hero h1{font-size:43px;letter-spacing:-1.5px}.lead{font-size:17px}.quote-card{padding:17px;border-radius:17px}.section{padding:52px 0}.services,.categories,.benefits,.link-grid{grid-template-columns:1fr}.footer-row{display:block}.article-layout{padding:6px 17px 58px}.article h1{font-size:34px}.quote-widget{overflow:visible}.locale-switch{max-width:97px;font-size:12px}.service-card{padding:22px}}

/* v6: Header, country selector and localised service illustrations */
.topbar-inner{min-height:112px;display:flex;align-items:center;gap:clamp(12px,1.4vw,22px);justify-content:space-between;flex-wrap:nowrap}
.brand{flex:0 0 auto;min-width:0}.brand img{display:block;width:220px;height:auto;max-height:none;object-fit:contain}
.navigation{display:flex;flex:1;min-width:0;justify-content:center;align-items:center;gap:clamp(8px,1.1vw,17px);flex-wrap:nowrap;white-space:nowrap;font-size:13px}
.navigation a{white-space:nowrap;font-size:inherit}
.locale-switch{flex:0 0 auto;max-width:177px;min-width:138px;width:158px;padding:10px 12px;border-radius:12px;font-weight:700;font-size:13px;cursor:pointer}
.mobile-nav{display:none;position:relative}
.mobile-nav summary{list-style:none;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:5px;width:46px;height:44px;border:1px solid var(--edge);border-radius:10px;background:#f4faff;cursor:pointer}
.mobile-nav summary::-webkit-details-marker{display:none}
.mobile-nav summary span{height:2px;width:21px;background:var(--navy);border-radius:2px}
.mobile-links{position:absolute;top:calc(100% + 12px);right:0;min-width:270px;max-width:min(340px,88vw);padding:12px;background:#fff;box-shadow:0 12px 38px #0b2c612a;border:1px solid var(--edge);border-radius:14px;z-index:50}
.mobile-links a{display:block;padding:11px 10px;text-decoration:none;color:var(--navy);font-weight:700;line-height:1.3;border-radius:8px}
.mobile-links a:hover{background:#e8f7f1}
.service-card{padding:19px;gap:12px;min-width:0}
.service-card.featured{background:linear-gradient(180deg,#f0fff7,#fff 62%)}
.service-illustration{display:block;width:100%;height:auto;aspect-ratio:824/640;object-fit:cover;border-radius:17px;border:1px solid #e0ebef;background:#f4fbff}
.service-card h3{font-size:clamp(18px,1.7vw,22px);margin:2px 3px 0}
.service-card p,.service-card a{margin-left:3px;margin-right:3px}
.service-detail-figure{margin:24px 0;max-width:560px;background:#effaf7;border:1px solid #dce9ed;border-radius:18px;overflow:hidden}
.service-detail-figure img{display:block;width:100%;height:auto}
@media(max-width:1270px){
 .navigation{display:none}
 .mobile-nav{display:block;order:3}
 .locale-switch{order:2;margin-left:auto}
 .brand{order:1}
}
@media(max-width:650px){
 .topbar-inner{min-height:76px;gap:9px}
 .brand img{width:163px;max-height:none}
 .locale-switch{width:132px;min-width:0;max-width:132px;padding:8px 7px;font-size:12px}
 .mobile-nav summary{width:40px;height:40px}
 .mobile-links{right:0}
 .service-card{padding:17px}
 .service-illustration{max-height:325px}
}
@media(max-width:395px){
 .topbar-inner{gap:6px;min-height:68px}
 .wrap{padding-left:12px;padding-right:12px}
 .brand img{width:136px}
 .locale-switch{width:118px;max-width:118px}
 .mobile-nav summary{width:36px;height:38px}
}
html[dir=rtl] .mobile-links{left:0;right:auto}
@media(min-width:651px) and (max-width:1270px){.brand img{width:215px}}

/* v7: thematic overview pages. Source articles keep original .htm URLs. */
.bt-directory-wrap{max-width:1160px}.bt-directory-wrap>.section-intro{max-width:780px;margin-bottom:25px}
.bt-topic-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px;margin:25px 0 30px}
.bt-topic-card{display:flex;flex-direction:column;align-items:flex-start;text-decoration:none;border:1px solid #daeaf1;border-radius:22px;padding:25px;min-width:0;color:#0d3261;background:linear-gradient(145deg,#ffffff,#f7fcff);min-height:196px;transition:box-shadow .18s,border-color .18s}
.bt-topic-card:hover{border-color:#3ac47b;box-shadow:0 12px 32px #08305c15}
.bt-topic-card h2{font-size:clamp(19px,2.4vw,24px);line-height:1.2;letter-spacing:-.4px;margin:9px 0 7px;color:#0e3466}
.bt-topic-card p{font-size:14px;line-height:1.65;color:#587386;margin:0 0 15px}
.bt-topic-count{display:inline-block;color:#117d5c;background:#e1faee;border-radius:999px;font-size:12px;font-weight:800;padding:5px 11px}
.bt-topic-cta{margin-top:auto;font-weight:800;color:#15905d;font-size:14px}
.bt-topic-inline{display:grid;gap:10px;font-size:14px;line-height:1.45}.bt-topic-inline a{color:#0e3466;text-decoration:underline;text-decoration-color:#b8d8e6}
.bt-topic-muted{color:#668396;font-size:13px;margin:18px 0 24px}
.bt-topic-back{margin:0 0 20px;font-size:14px;font-weight:800}
.bt-topic-back a{color:#168c61;text-decoration:none}
.bt-topic-disclosure{margin:12px 0;border:1px solid #deebf0;border-radius:16px;overflow:hidden;background:#fff}
.bt-topic-disclosure summary{padding:18px 20px;font-size:16px;font-weight:800;color:#0e3466;cursor:pointer;background:#f6fbfd}
.bt-topic-links{list-style:none;margin:0;padding:8px 20px 20px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:6px 24px}
.bt-topic-links li{margin:0;min-width:0;padding:5px 0;line-height:1.55}
.bt-topic-links a{font-size:14px;color:#0a4476;text-decoration:none}
.bt-topic-links a:hover{text-decoration:underline;color:#0b8c65}
.bt-directory-cta{margin-top:35px;border:1px solid #ceecdc;background:#eefaf3;border-radius:18px;padding:25px;display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.bt-directory-cta p{margin:0;font-weight:700;color:#14456a}
.bt-topic-empty{padding:30px 0}
@media(max-width:760px){.bt-topic-cards,.bt-topic-links{grid-template-columns:1fr}.bt-topic-card{min-height:0;padding:21px}.bt-topic-disclosure summary{padding:16px}}